INS 4001

Instructor:

oak bloc

Email: oakblocltd@gmail.com

Enter course hightlights here.

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Insurance is a contractual agreement between an individual or an entity (the policyholder) and an insurance company (the insurer). It is a financial arrangement where the policyholder pays regular payments, known as premiums, in exchange for protection and coverage against potential financial losses or risks.

The primary purpose of insurance is to provide a mechanism for individuals, businesses, or organizations to transfer the risk of uncertain events to the insurer. By paying a relatively small premium, the policyholder can obtain financial protection and peace of mind against potential losses that may occur in the future.

When an individual purchases an insurance policy, they are essentially entering into a legal contract with the insurance company. The policy outlines the terms and conditions of the coverage, including the specific risks covered, the extent of coverage, the duration of the policy, and the premium payments.

To find out more information on insurance, its history etc, click HERE ...

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